PrivacyGuard®
Do you know what your credit score is?
With Credit Monitoring from PrivacyGuard, accessing and monitoring your personal, confidential credit records has never been easier, more convenient or more secure.
When you enroll, you will receive a wide range of essential benefits which include:
- Daily monitoring of your credit file1
- Monthly credit reports and scores from three major credit bureaus2
- CreditXpert tool to help you understand actions that affect your credit
Try the first month of PrivacyGuard for just $1 and we'll send you a $5 Kroger® gift card!*
Earn 1,000 Ralphs rewards points!†
Sign up for PrivacyGuard® and you will receive 1,000 Ralphs rewards® points! Just provide your Ralphs rewards® card number during the enrollment to earn your points.
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Terms and conditions apply with enrollment in Trilegiant's service.
1Daily monitoring will notify members of any new inquiries, certain derogatory information, accounts, public records or change of address that have been added to their credit reports as reported by one of the major credit reporting agencies. If no information has been added or changed, then the member will receive a quarterly notification stating that no information has changed within their credit file.
2Neither Trilegiant Corporation, the provider of PrivacyGuard, nor its credit information subcontractors shall have any liability for the accuracy of the information contained in the credit reports which you receive, including any liability for damages, direct or indirect, consequential or incidental. PrivacyGuard is not a credit counseling service and does not promise to help you obtain a loan or improve your credit record, history or rating.
* To receive your Kroger Family of Stores Gift Card, simply return the form included in your membership materials.
†Your 1,000 Ralphs rewards® points bonus may take up to 1 week to be awarded. Once awarded, they will appear on your receipt the next time you make a purchase at a Ralphs location.
PrivacyGuard is a service provided by Trilegiant Corporation. The PrivacyGuard service may be modified or improved at any time and without prior notice. PrivacyGuard is a registered service mark of Affinion Publishing, LLC.
© 2010, Trilegiant Corporation
To apply and/or learn more about this product you will need to leave the Kroger Personal Finance website and enter the PrivacyGuard website, which is subject to the terms of use and privacy policy of PrivacyGuard.



